Loancare Mortgage, Everything You Need to Know Before Managing Your Home Loan

Loancare Mortgage might be the first name you come across when you start managing your home loan—and trust me, you’re not alone. I remember how daunting it felt when I received that “your loan has been transferred to Loancare” letter. If you’re trying to make sense of what Loancare Mortgage is, how it works, and what to expect, you’re in the right place.

This article will walk you through everything from setting up your Loancare Mortgage login to understanding your account, resolving issues, and making the most of what this company offers. So let’s jump right in.

What is Loancare Mortgage?

Loancare Mortgage, also known as LoanCare, LLC, is a nationally recognized mortgage servicing company. If you’re wondering whether they’re a lender—nope, they’re not. Instead, they manage home loans after you close with a lender.

Key facts about Loancare LLC:

Subsidiary of ServiceLink, part of Fidelity National Financial
Over 30 years in mortgage servicing
Services millions of borrowers across the U.S.

Core services include:

Payment processing
Escrow and insurance management
Year-end tax statements
Customer support
Online account access

If your lender handed your loan off to Loancare, don’t worry—it’s common in the mortgage world.

Let’s be honest—dealing with loan accounts online can be frustrating. But setting up your Loancare Mortgage login is actually easier than you’d think.

Here’s how to get started:

Go to www.myloancare.com
Click on “Register Now”
Enter your loan number, last 4 digits of your SSN, and ZIP code
Choose a username and password

Once you’re in, you can:

View your loan balance and history
Set up automatic payments
Download monthly statements
Monitor your escrow account

Tip: Use a strong password and enable notifications so you never miss a payment alert.

Exploring the Loancare Mortgage Dashboard

After logging in, you’ll land on your dashboard. This is where you manage everything.

Dashboard Features at a Glance:

Feature	Available Online
Make One-Time Payment	Yes
Set Up AutoPay	Yes
Download Statements	Yes
Escrow Overview	Yes
Update Contact Info	Yes

The interface is clean and intuitive. From my experience, it’s much smoother than some bank-managed portals.

Understanding Your Regions Bank Mortgage Servicing

If your mortgage originated with Regions Bank, it might now be serviced by Loancare. This is a routine part of the loan lifecycle.

What changes when Loancare takes over?

Loan terms don’t change — same interest rate, balance, and due dates.
Payment address and portal access do change — you’ll now go through myloancare.com.
Customer support contact info is different — so bookmark their help page.

Remember to update your bank’s bill pay settings to avoid any missed payments.

Common Questions About Loancare Mortgage

Let me answer a few things you might be wondering:

Is Loancare a legit company?

Yes. Loancare LLC is licensed and regulated across the U.S. and is part of a massive financial network.

What if I miss a payment?

You may be subject to late fees and, if prolonged, credit score impacts. Contact support ASAP to work out a plan.

Can I refinance through Loancare?

Not directly. Loancare services loans—it doesn’t originate them. For a refinance, contact a mortgage broker or bank.

How do I contact customer service?

Phone: 1-800-274-6600
Website: www.myloancare.com

How to Resolve Issues with Your Loancare Mortgage

Issues happen—here’s what to do when they do.

Common Problems:

Escrow miscalculations
Payment delays
Statement errors

How to resolve them:

Call customer support first
Request a written response
Document all communications
If unresolved, file a complaint with the Consumer Financial Protection Bureau (CFPB)

In my experience, the team is responsive—but it helps to be clear and firm.

Benefits of Using MyRegions Mortgage With Loancare

If you’re also managing a MyRegions Mortgage account, here’s how Loancare complements it:

Advantages:

Unified servicing
Online payments 24/7
Escrow transparency
Real-time balance updates

You’ll want to create a system for managing both if you’re juggling personal and investment properties.

Quick Pros and Cons Table

Pros	Cons
Simple online management	Occasional escrow errors
Nationwide support	No direct lending/refinancing
Alerts and notifications	Automated replies can delay support
Paperless options available	Limited mobile app functionality

Frequently Asked Questions – Loancare Mortgage

Click “Forgot Password” on myloancare.com and follow the prompts.

Where can I mail my payment?

Check your loan statement or call support. It varies by region and loan type.

Is my mortgage escrow handled by Loancare?

Yes. Taxes and insurance premiums are managed through your escrow if included in your loan terms.

How long does Loancare take to process a payment?

1–3 business days. Make payments early to avoid delays.

What if my loan is transferred again?

Loancare will send a “Goodbye Letter,” and your new servicer will issue a “Welcome Letter.”

Conclusion: Should You Trust Loancare Mortgage?

Here’s my honest take—Loancare Mortgage has earned its reputation through consistency. While no servicer is perfect, I’ve found Loancare to be reliable and easy to work with. If you stay organized, use their tools, and monitor your loan activity, you’ll be ahead of the curve.