
Loancare Mortgage might be the first name you come across when you start managing your home loan—and trust me, you’re not alone. I remember how daunting it felt when I received that “your loan has been transferred to Loancare” letter. If you’re trying to make sense of what Loancare Mortgage is, how it works, and what to expect, you’re in the right place.
This article will walk you through everything from setting up your Loancare Mortgage login to understanding your account, resolving issues, and making the most of what this company offers. So let’s jump right in.
What is Loancare Mortgage?
Loancare Mortgage, also known as LoanCare, LLC, is a nationally recognized mortgage servicing company. If you’re wondering whether they’re a lender—nope, they’re not. Instead, they manage home loans after you close with a lender.
Key facts about Loancare LLC:
- Subsidiary of ServiceLink, part of Fidelity National Financial
- Over 30 years in mortgage servicing
- Services millions of borrowers across the U.S.
Core services include:
- Payment processing
- Escrow and insurance management
- Year-end tax statements
- Customer support
- Online account access
If your lender handed your loan off to Loancare, don’t worry—it’s common in the mortgage world.
Setting Up Your Loancare Mortgage Login
Let’s be honest—dealing with loan accounts online can be frustrating. But setting up your Loancare Mortgage login is actually easier than you’d think.
Here’s how to get started:
- Go to www.myloancare.com
- Click on “Register Now”
- Enter your loan number, last 4 digits of your SSN, and ZIP code
- Choose a username and password
Once you’re in, you can:
- View your loan balance and history
- Set up automatic payments
- Download monthly statements
- Monitor your escrow account
Tip: Use a strong password and enable notifications so you never miss a payment alert.
Exploring the Loancare Mortgage Dashboard
After logging in, you’ll land on your dashboard. This is where you manage everything.
Dashboard Features at a Glance:
| Feature | Available Online |
|---|---|
| Make One-Time Payment | Yes |
| Set Up AutoPay | Yes |
| Download Statements | Yes |
| Escrow Overview | Yes |
| Update Contact Info | Yes |
The interface is clean and intuitive. From my experience, it’s much smoother than some bank-managed portals.
Understanding Your Regions Bank Mortgage Servicing
If your mortgage originated with Regions Bank, it might now be serviced by Loancare. This is a routine part of the loan lifecycle.
What changes when Loancare takes over?
- Loan terms don’t change — same interest rate, balance, and due dates.
- Payment address and portal access do change — you’ll now go through myloancare.com.
- Customer support contact info is different — so bookmark their help page.
Remember to update your bank’s bill pay settings to avoid any missed payments.
Common Questions About Loancare Mortgage
Let me answer a few things you might be wondering:
Is Loancare a legit company?
Yes. Loancare LLC is licensed and regulated across the U.S. and is part of a massive financial network.
What if I miss a payment?
You may be subject to late fees and, if prolonged, credit score impacts. Contact support ASAP to work out a plan.
Can I refinance through Loancare?
Not directly. Loancare services loans—it doesn’t originate them. For a refinance, contact a mortgage broker or bank.
How do I contact customer service?
- Phone: 1-800-274-6600
- Website: www.myloancare.com
How to Resolve Issues with Your Loancare Mortgage

Issues happen—here’s what to do when they do.
Common Problems:
- Escrow miscalculations
- Payment delays
- Statement errors
How to resolve them:
- Call customer support first
- Request a written response
- Document all communications
- If unresolved, file a complaint with the Consumer Financial Protection Bureau (CFPB)
In my experience, the team is responsive—but it helps to be clear and firm.
Benefits of Using MyRegions Mortgage With Loancare
If you’re also managing a MyRegions Mortgage account, here’s how Loancare complements it:
Advantages:
- Unified servicing
- Online payments 24/7
- Escrow transparency
- Real-time balance updates
You’ll want to create a system for managing both if you’re juggling personal and investment properties.
Quick Pros and Cons Table
| Pros | Cons |
| Simple online management | Occasional escrow errors |
| Nationwide support | No direct lending/refinancing |
| Alerts and notifications | Automated replies can delay support |
| Paperless options available | Limited mobile app functionality |
Frequently Asked Questions – Loancare Mortgage
How do I reset my Loancare Mortgage login?
Click “Forgot Password” on myloancare.com and follow the prompts.
Where can I mail my payment?
Check your loan statement or call support. It varies by region and loan type.
Is my mortgage escrow handled by Loancare?
Yes. Taxes and insurance premiums are managed through your escrow if included in your loan terms.
How long does Loancare take to process a payment?
1–3 business days. Make payments early to avoid delays.
What if my loan is transferred again?
Loancare will send a “Goodbye Letter,” and your new servicer will issue a “Welcome Letter.”
Conclusion: Should You Trust Loancare Mortgage?
Here’s my honest take—Loancare Mortgage has earned its reputation through consistency. While no servicer is perfect, I’ve found Loancare to be reliable and easy to work with. If you stay organized, use their tools, and monitor your loan activity, you’ll be ahead of the curve.
Strong Call to Action
If your mortgage is serviced by Loancare, don’t wait:
- ✅ Create your Loancare Mortgage login today
- 📅 Set up AutoPay to avoid missed payments
- 📁 Download and store your statements monthly
- 📞 Contact support with questions before they become problems
Your home is your future—make managing it simple with Loancare.
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